The Solido Group

One Conversation. Hundreds of Loan Options.

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  • 100+ Reviews on Google and Zillow
  • Veteran Mortgage Advisor Certified
  • 444 loans closed in 2025
  • $146.4 Million in Loan Volume in 2025

How We Help

Every borrower’s situation is different. Here’s how we help most often.

Buying a Home

First-time buyers

Move-up buyers

Relocation

Investors

Clear pre-approvals that hold up in underwriting and close quickly.

Refinance & Equity

Lower your rate

Access home equity

Pay off debts

Remove PMI

We’ll tell you when it makes sense to refinance — and when it doesn’t.

VA & Specialty Loans

VA and FHA loans

Self-employed income

DSCR

Complex scenarios

Guideline-driven answers, even on tough files that were turned down.

Why choose the Solido Group at Barrett Financial?

  • We explain the “why,” not just the numbers. You’ll understand your options, trade-offs, and next steps — not just your rate.
  • You work with a licensed loan officer, not a call center. One point of contact. Real accountability.
  • Honest answers, even when the answer is “no.” We’ll tell you when a loan doesn’t make sense — and why.
  • We plan for underwriting before you’re under contract. Pre-approvals are built to survive scrutiny, not fall apart later.
  • Access to hundreds of lenders, guided by experience and judgment. More options matter — but only when you know how to use them.

Meet the team

Phil Spagnolo

Senior Loan Officer

Pamela Paulson

Senior Loan Officer

Zach Berhost

Senior Loan Officer

Megan Maruna

Senior Loan Officer

Our loan officers aren’t assigned randomly. You choose who you work with. Meet a few of our loan officers below — or browse the full team to find the right fit.

View All Loan Officers

We’re here to help.

Our loan officers aren’t assigned randomly. You choose who you work with. Meet a few of our loan officers below — or browse the full team to find the right fit. Filter by state, specialty, or experience.

View All Loan Officers

How it works

  • Talk with a Loan Officer. A real conversation to understand your goals, timeline, and questions.
  • Get Pre-Approved with Clarity. We review your scenario carefully and explain your options up front.
  • Shop with Confidence. Make offers knowing your pre-approval is solid and reliable.
  • Close Without Surprises. Clear expectations, steady communication, and no last-minute chaos.

What Our Clients Say

See what our clients have to say about their experience with us. These testimonials reflect our clients’ satisfaction and appreciation for the services we provide.

“He was thorough, knowledgeable, and patient. As a first-time home buyer, he answered every question and explained everything. He got me a great rate, and we closed on time! I’ll definitely use him again.”

Cooper Smith
Annandale, MN
  • He responded promptly to all questions and was guided us well through the process:)
    Laurel Rudzinski
    Cincinnati, OH
  • It was a very good experience they were very good and professional with handling the loan. I was very satisfied with how they helped us achieve our beautiful new home.
    Aretha Garrett
    Greenville, SC
  • Jon and his team were wonderful to work with during our mortgage refinance! The whole process was surprisingly much simpler than I anticipated. Our loan closed quickly and timely and we got a terrific rate!
    Michelle Hue
    Mentor, OH

Buying or refinancing doesn’t have to be confusing — with the right guidance, it isn’t.

Ready to Get Started?

Whether you’re just exploring options or ready to move forward, the next step starts with a conversation.

With a variety of loan products available, the Solido Group has a solution for all of your mortgage needs.

Find Your Loan Officer Start an Application

Featured Lenders

With access to more than 180 wholesale lenders, The Solido Group at Barrett Financial can evaluate a wide range of loan options and match your scenario to the lender whose guidelines, pricing, and structure fit best.
Below are some of the lenders we work with.